Home Loans
If you are buying right now, your finances are something that you should definitely sort out so you are ready to purchase when you find the property you want. Getting a home loan is often much simpler than people think and we are well connected with some of the best mortgage brokers in Australia, Loan Market Home Finance
Home Loan Pre-approval
Home loan pre-approval is straightforward and something you should definitely get if you possibly can, no matter how much you are intending to borrow. Many lenders offer it and it is usually valid for three months. A pre-approval is similar to full finance approval except that the property you intend to purchase has not yet been determined. If you want to be able to negotiate with confidence or bid at auction under pretty much the same conditions as a cash contract, then home loan pre-approval is for you.
Borrowing Power
The home loan market is now very competitive with a broad choice of home loan options, including honeymoon rates, introductory rates, no deposit and 100% home loans, standard variable rates, fixed rates, redraw facilities, line of credit loans, professional packages and great rates if you are borrowing more than $300,000.
Make sure you Get a Good Mortgage Broker
When you have found a property, getting final home loan approval is the next step. A good mortgage broker can help you with this along with getting your loan approved, your credit profiles, home loan to settlement application processes and tell you the costs involved in buying a house and getting a loan as well as getting the home loan which is in your best interest. If you are a first home buyer, a good mortgage broker will help with your grants and entitlements.
Tony Di Giacomo, Mortgage Broker
0418 777 555 or tony.digiacomo@loamnmarket.com
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