How much can I borrow?

Your borrowing capacity - that is, the amount you are likely to be able to borrow based on your circumstances and income - will vary between lenders. Why? because lenders have different methods of assessing borrowing capacity and different general lending policies.

While the criteria lenders base your borrowing capacity on may look pretty much set in stone, there are a few things that you can do prior to applying for a loan that may help increase your limit.

Remember every lender is different and the amount they allow you to borrow can vary substantially.

"Talk to us about how to maximise your borrowing capacity"